Find out more about answers to all your questions for your next home!
Have you decided to buy a modern or contemporary home? It's a project you shouldn't embark on without first setting a number of criteria. Polimmo La Maison can advise you on the priorities you need to take into account to ensure your purchase goes smoothly.
Looking to buy a new home? Set your your priorities!
Have you decided to buy a modern or contemporary home? It's a project you shouldn't embark on without first setting a number of criteria. Polimmo La Maison can advise you on the priorities you need to take into account to ensure your purchase goes smoothly.
Buying a new home: good organisation is essential
Buying a property is not always a straightforward process, and it can be intimidating. It therefore requires careful monitoring at every stage of the project, from preparation to building. If your project is well structured, and everything is clear at every stage, you'll be able to take it on with peace of mind.
To answer all your questions and queries, you need the support of professionals who can give you clear, precise, personalised information. This is precisely the role of your homebuilder.
As a future homeowner, define your needs precisely
Buying your own home is undoubtedly the project of a lifetime. So it's vital that the property you're going to buy 100% matches your desires and needs. To do this, you need to define your priorities before you even start looking for your future home.
What would be your ideal home? What criteria would you want to stick to? Make a list in writing to set down your ideas so that everything is clear.
There's one criterion that you can't compromise on, and that you should define before you start any search: your budget. Define your borrowing capacity. What price are you going to pay for the house, and does that price include any works? You should also find out about any assistance you may be eligible for, such as zero-rate loans or social housing loans.
Define your needs and priorities
Once you've set your budget, there's another important criterion to consider: location. Don't forget, for example, that this can add value to your property on resale. But it also has to fit in perfectly with your expectations and lifestyle. Consider the following criteria before deciding on the location of your future home:
- Do you prefer an isolated property or one close to the village or town centre?
- How far is the nearest town?
- Do you need infrastructure such as schools or a crèche?
- Do you need public transport to get around?
- What shops are nearby?
- How do you see the site evolving over the next 20 years?
You've decided on the location of your property. Now let's move on to the most important criteria for your future home:
- Which style: modern or contemporary?
- How do you want it to be oriented, what view do you like?
- What are your criteria for neighbours?
- How many rooms do you need? And bedrooms?
- Does your house have to be on one level or do you want an upper floor?
- How many shower rooms or bathrooms do you need?
- Do you prefer a separate kitchen or an open-plan kitchen?
- Would you like the property to be sold with the land?
- Do you need a garage?
Clearly defining your priorities beforehand will be invaluable in developing your project. You can now rely on the advice of the Polimmo La Maison teams to help you find your ideal home. Our construction professionals are here to help you with your plans to buy a new home.
Why have a new house built in South Finistère?
You're thinking of buying a house. There are many advantages to choosing a new home. Polimmo La Maison has many opportunities to offer you in South Finistère, whether you want to live in the house or invest in renting. Find out from Polimmo La Maison all the advantages of building a new house in South Finistère.
An optimised installation
When you choose to have a new house built, you can be sure of an optimised, personalised layout. Your project is tailor-made to suit your needs and desires. Your home is a reflection of you, and that's reflected in its living comfort.
Compliance with current standards
Property construction in France is subject to numerous technical and environmental standards. As a result, a new home is better insulated than an old one, and its orientation is determined to optimise the building's energy performance. Recent recommendations require optimal insulation qualities, both soundproofing and thermal insulation.
Cutting-edge connections
Today's connections for new homes are of the highest quality. In particular, you are more likely to have fibre installed straight away, depending on the area in which you are building.
Low maintenance costs
When you buy new, the materials are in perfect condition, and the upkeep of the house remains limited. There are no nasty surprises when you move in, such as replacing obsolete or faulty equipment or carrying out emergency work. You can be sure that the equipment you buy meets the latest standards.
Lower notary fees
For older homes, notaire's fees can range from 7 to 8% of the sale price. In new-build properties, on the other hand, these costs are reduced, to between 2.5 and 3% of the sale price, which already includes VAT. So the impact is less on the total purchase price.
Exemption from property tax for two years
In many communes, it is possible to be exempt from property tax for two years, provided that the building is your main or secondary home. This exemption applies for the two years following completion of the work on your new home.
-> more information on property tax on built-up properties
Reduced-rate VAT
When you buy a new-build property, VAT is included in the sale price and amounts to 20% of that price. If you meet certain conditions, your VAT can be reduced to 5.5%. To qualify, your income ceiling must be checked, your property must be located in an ANRU (urban development and renewal) zone, and it must be your principal residence.
Advantageous loans and credit for new-build properties
There are several forms of assistance available for buying a new-build property. Consider the PTZ (Prêt à Taux Zéro), which is designed to encourage first-time buyers, or the PSLA (Prêt Social Location-accession), which is aimed at households without sufficient personal funds.
-> More information on the PTZ
Building wealth
It's a well-known fact that property is undoubtedly the safest investment. You're building capital for your family, and for your retirement. What's more, the resale of a property bought new is generally easier and more attractive, because the buyer doesn't have to bother with renovation or energy optimisation work.
Security for 10 years
When you buy a new-build property, you'll enjoy considerable legal protection. There are three guarantees that protect you and make your builder liable:
- guarantee of perfect completion
- the two-year guarantee
- the ten-year guarantee.
What are the work to be carried out of the owner in a new house?
You're about to have your house built, whether it's modern, contemporary, traditional or a single-storey building. Once the building work is finished, what work will you have to do yourself, and will you be able to do it yourself? Polimmo La Maison can help.
CCMI guarantees
There are a number of guarantees available when you choose to have your home built, thanks in particular to the Contrat de construction de maison individuelle, or CCMI. This contract offers fixed guarantees, protecting you against any construction defects in the technical part of the building. This contract offers a real guarantee of seriousness and protection, and is binding on your builder. The CCMI varies from builder to builder, but Polimmo La Maison offers additional security guarantees in the form of the Sécurité, Sérénité, Revente contract.
Remaining costs for the project owner
You are the builder of your future home. As such, there is still some work to be carried out by you once the house has been handed over. This work cannot be carried out before the handover of the keys, for insurance and safety reasons. However, you are entitled to make an appointment with a professional on site to draw up an estimate or clarify a technical point.
Examples of work that remains your responsibility under the CCMI :
- Floor coverings such as waxed concrete, carpet or tiles.
- Paintings or tapestries.
- Cupboard layout.
- Installing the kitchen.
These jobs are well within the reach of non-professionals, so you can take them on if you have the skills. You can always upgrade your skills by taking a course at a DIY store. If you don't feel up to it or don't feel like it, you can call in specialist companies directly. That way you'll avoid a whole host of setbacks and delays to your move.
You're having a house built: anticipate ancillary costs
Building a house requires a controlled, planned budget. In fact, in addition to the costs associated with the house, you'll have to deal with a number of ancillary costs. Polimmo La Maison, your house builder in South Finistère, tells you about these costs that you shouldn't forget to plan for.
Land-related costs
Notary fees
Buying a plot of land involves transfer duties (or taxes), which you need to factor into your budget. These taxes, which correspond to the notary's fees, vary depending on whether you are buying from a private individual or a professional.
If you are dealing with a private individual, the plot is subject to registration duties. Since the Macron law of 2016, these transfer duties for a new-build purchase correspond to 0.715% of the sale price, inclusive of tax, in most French departments. Added to this are the notary's fees, as well as the property security contribution and the costs associated with formalities (obtaining cadastral fees, for example). The notary's fees can therefore represent a total of 7 to 8% of the land's sale price.
If you buy from a professional, he or she is liable for VAT, which means a reduction in costs of up to 2 to 3% of the selling price of the plot.
The cost of demarcating and servicing the plot
If your plot of land is "off the grid" or outside an allotment, you will need to have it serviced and marked out, which will cost you. To have it connected to the various networks (electricity, gas, water, telephone, etc.), it will cost you around 10 to 20% of the price of the plot. You will also need to have a boundary survey carried out, at a cost of between €1,000 and €1,500.
Another possible expense is a soil survey to check the stability and homogeneity of the land, at a cost of between €1,500 and €3,000.
If you buy from an estate agent, don't forget their commission, which is usually between 5 and 7% of the sale price.
The ancillary costs of your loan
A mortgage also generates additional costs, such as guarantee fees, death and disability insurance, administration fees, etc. Ask your lending institution to estimate the amount.
Costs during construction
Development tax
Once the building work has started, you will be liable for the taxe d'aménagement (formerly the taxe locale d'équipement since 2012). It is calculated as follows
Development tax = Surface x Fair market value x Rate set by the local authority
PAC, or Collective Sanitation Contribution
If your municipality is connected to the mains sewerage system, it will set the amount of the PAC. If it is not, you will be responsible for installing a non-domestic sewage system, which will cost you a minimum of €10,000.
Building damage insurance
You become the owner when you have your house built. You then need to take out damage and construction insurance, which gives you the same protection as the ten-year guarantee. Polimmo La Maison offers you this insurance, included in the price, and on attractive terms, negotiated for our entire customer portfolio.
What financial aid when having a house built?
You've decided to build a modern house in South Finistère and would like to know about the financial assistance available to help you with this project. There are many options available, including the PTZ (Prêt à Taux Zéro), the PAS (Prêt à l'Accession Sociale), exemption from property tax and other subsidies. Polimmo La Maison can tell you more about this financial assistance and the conditions for accessing it.
The PTZ (zero-rate loan)
The PTZ is available for new builds or the purchase of a previously unoccupied home, regardless of income level.
Mandatory condition: the property must become your principal residence. Your location, income and the number of people in your household are taken into account when calculating the monthly repayments.
-> More information on the PTZ (Ministry of the Economy)
The PAS (Prêt à l'Accession Sociale - social housing loan)
The PAS is a regulated loan for people on low incomes. Only banks that have signed an agreement with the government can grant it, subject to means testing. Your property - house or land - must be your principal residence.
-> Find out more about the Prêt à l'Accession Sociale (PAS) loan
Exemption from property tax
Conditions for exemption from property tax :
- It applies for two years following the construction of a new home and completion of the work.
- your home is your principal residence.
- your home complies with current environmental standards.
-> More information on property tax on built-up properties
Other possible grants
Financial assistance may also be available from local authorities and the Anah (Agence nationale de l'habitat), subject to certain conditions. To find out whether you are eligible, contact your local authority, regional council or county council.
The Polimmo La Maison teams are at your side from the moment you arrange your finance. They can also offer you an additional interest-free loan, subject to certain conditions.
What are the advantages of choosing a home builder? CCMI ?
If you're planning to build a house, you want to do so with complete peace of mind. Discover all the advantages of the CCMI (house builder contract), explained by Polimmo La Maison, builder of modern, contemporary and single-storey homes.
The advantages of opting for a CCMI
Choosing a homebuilder who offers a CCMI (house builder contract) means you have some serious guarantees. That's because
- The CCMI is a regulated contractual arrangement, which is also strictly governed by the law of 19 December 1990, and whose provisions are a matter of public policy.
- You are the project owner, and the CCMI allows you to be in contact with a single point of contact, your builder. This is the case for the entire duration of your project, from the initial outline to handover of the keys, and even beyond.
- In all cases, you have a cooling-off period that your builder must respect, as stipulated in the CCMI .
- The CCMI contains compulsory clauses and information that are systematically checked by your lending institution.
- Once the total price of your project has been established, it is firm and definitive and can no longer be modified during the works.
- All construction deadlines are met.
- You benefit from solid guarantees such as the ten-year guarantee, the money-back guarantee and the guarantee of perfect completion (delivery at the agreed price and within the agreed time), as well as damage insurance. The builder you choose will therefore have every interest in using tradespeople with high-quality expertise on your site.
The CCMI offers excellent guarantees to the future homeowner, which are not necessarily offered by an architect or project manager.
A project secured by unique guarantees
Polimmo La Maison offers you the guarantee of a secure project, by supporting you throughout the construction process. Our teams select quality partners for their reliability and level of expertise, and bring your project to fruition on schedule.
Additional guarantees offered by Polimmo La Maison
The CCMI protects you against a number of risks, but Polimmo La Maison also offers other guarantees:
- Serenity cover: in the event of the death, permanent disability or any other accident affecting one of the spouses, the house will still be built. This cover applies from the date of signature of the building contract, with a maximum cover of €250,000.
- Security cover: in the event of a serious incident such as accidental death or permanent disability, you will get your deposit back and the building work will be cancelled. This guarantee applies from the date of signature of the building contract (subject to actual payment of the deposit), with a guarantee ceiling of €15,200.
- Re-sale guarantee: if an unexpected situation forces you to resell your home (divorce, transfer, death, multiple births, etc.), we will reimburse you the difference between the purchase price and your resale price. This guarantee is valid for 5 years from the date of signature of the acceptance report, with a maximum guarantee of €40,000.
These three guarantees are a complete package offered as part of your individual home building contract. Polimmo La Maison is the only builder in France to offer its customers guarantees of this type.
All about funding opportunities building a house
Zero-rate loans (PTZ), subsidised rates, downpayments, bank loans... There are many ways to finance the construction of your home. Polimmo La Maison, a builder of detached houses in South Finistère, can guide you through the process.
Financing options for building in South Finistère
Here are a few explanations to help you find your way around the various funding schemes:
The zero-rate loan (PTZ)
This is the main scheme. Subject to certain conditions, it can finance up to 40% of the total cost of building a new home. To qualify, you must be buying for the first time, and the property must be your principal residence. There is also a ceiling on resources, depending on the number of people in the household.
-> More information on the PTZ
Subsidised interest rates on home loans
If your budget is insufficient, you can apply for a supplementary property loan/credit, with preferential interest rates. Of course, this is subject to your borrower profile and the nature of your project meeting certain criteria.
Another interesting fact: thanks to the Hamon law, you can change your borrower's insurance on a traditional loan twelve months after signing the contract. This gives you the chance to make some savings.
Finally, if you are an employee of a company with at least 10 employees, you can take out a Prêt Action Logement (PAL), which offers preferential, subsidised rates (1%).
Social Accession Loan (PAS)
This loan is aimed at people on modest incomes. However, you need to choose a lending institution that has signed an agreement with the government. Don't hesitate to ask, as this scheme can sometimes cover the entire cost of your home.
-> more information on the Social Accession Loan (PAS)
Exemption from property tax
You may be exempt from council tax for two years after you move in. Ask your local council to examine your case.
Establish the schedule construction of your new home
Are you planning to build your new home? To help you organise your project as effectively as possible, find out about the key stages involved in building a new home, so that you're ready to get started. By following Polimmo La Maison's advice, your project will go smoothly and without a hitch.
The essential steps
Preparing your budget and financing plan
First and foremost, you need to work out the budget you are going to allocate to your new house building project. To do this, draw up a financing plan. What will your personal contribution be? This amount will determine how much you can borrow from the lender you have chosen.
You'll have a choice of financing options: Polimmo La Maison can advise you and help you find out about possible grants. Don't forget to include taxes, notary fees, connection fees and any servicing costs in your financing plan...
Choosing a building plot
You need to find a plot of land on which to build your home, on or off a housing estate. The Polimmo La Maison teams can help you by selecting building plots that are serviced and free of builders. You can therefore be sure that the plot complies with current building regulations. You'll also receive advice on the orientation of your future home, as well as on its exposure and all the possible outdoor features.
Meet your builder
You'll be in contact with a Polimmo La Maison advisor at every stage of your project. You'll have a single point of contact, right from the site visit.
Draw up your preliminary project, plans and costed bids
The preliminary project is drawn up during discussions with your Polimmo La Maison advisor. They will help you determine your priorities for your home. Polimmo La Maison will then provide you with a preliminary project containing the plans and a costed quotation.
Signing your CCMI
To ensure that your project is completely secure, you sign a contract with Polimmo La Maison for the construction of a single-family home (CCMI). This offers you a number of guarantees to ensure that your construction project runs smoothly, including a guarantee of perfect completion. You are the project owner, and this contract gives you perfect visibility over the progress of the work.
Submitting your building permit
You should apply as soon as possible, at the town hall. Once your application has been received, it will be processed for two months. Once planning permission has been granted, remember to display it on the building site from start to finish.
Notarise the deed
You are the official owner of your plot of land once the notarial deed has been ratified. The deed of sale is authenticated. This is when the notary's fees come into play. Then you're just about ready to start work!
Start work
Once you've got all the paperwork together, you can arrange a technical meeting with Polimmo La Maison, as well as the official opening date of your building site.
At last, your building work begins, in compliance with the CCMI, and you will be able to monitor its progress. Your Polimmo La Maison advisor will be happy to answer any questions you may have about the work.
Receive the keys!
Your building site is finished and you're about to receive the keys of your new home. We recommend that you carry out a pre-acceptance visit to check that everything conforms to what was agreed and to check any finishing work that remains to be done. Once the final handover has taken place, the ten-year guarantee, the guarantee of perfect completion and your damage to works guarantee come into force.
Maintain your single-family home: the right reflexes
When the keys are handed over, you receive your home with a guarantee that the appliances and devices installed by your builder are working properly. To keep them in good condition, and ensure that they operate at optimum efficiency, you must then take care of their maintenance. This will ensure the longevity of your home and protect your insurance policy. To help you maintain your new home properly, follow Polimmo La Maison's advice.
Well-maintained house, guaranteed longevity
To preserve the technical equipment and materials, you need to carry out maintenance from time to time. In your CCMI (Contrat de construction de maison individuelle), you'll find a notice describing the equipment installed in your new home. You can use these instructions as a basis for compiling a file listing the equipment that needs to be maintained, and the equipment that should be checked regularly by a professional. Regular maintenance protects you from costly work, accidents and damage.
Polimmo La Maison provides you with the maintenance booklet for your home when it is delivered. This is a password-protected online space that lists all the documents supplied or used since the beginning of the project, including those needed to maintain your home, such as operating instructions for your appliances. Very useful: you'll also find reminders of their maintenance dates. Don't forget that if your home is well maintained, you can take full advantage of the guarantees offered by your damage insurance.
Guide and tips for maintaining your home
Here's a list of the installations and equipment that need to be maintained in a modern home.
- Sanitation: every 6 months, you should check the drainage at the inlet and outlet of the all-water septic tank, and clean the grease trap. The bacterial filter in the all-water septic tank should be cleaned once a year, and the correct drainage of rainwater checked. Finally, the septic tank should be serviced by a professional every 5 years.
- The hot water tank: remember to activate its safety valve every three months, and have it checked by a professional every two years.
- Sanitaryware: once a year, check the seals and clean the drains and traps in your bathroom. Shower trays, baths, sinks and washbasins should also be regularly maintained.
- The roof: check the condition of the roofing regularly, especially after gales. Clean or have cleaned the gutters and downspouts twice a year.
- Openings: once a year, check that water is running out of the openings in French windows and doors, seal the joints, oil the mechanisms and clean the joinery.
- Heating: Your boiler should be serviced by a specialist company, your chimney flues swept and your radiators purged. These operations should be carried out every year. Don't forget to dust your radiant panels, radiators and convectors before you switch on your heating.
- Ventilation and CMV: once a year, you need to clean the air vents in your toilets and bathrooms, as well as the air inlets in the window frames.
- Smoke detectors and switches must be checked every year.
- The ceilings must be repainted every three years.
- The exterior of the house: after three years, it is recommended that the woodwork be varnished, and the walls cleaned of lichen and moss. Facades can be renovated every 10 to 15 years.
Polimmo La Maison advises you to entrust any maintenance work involving gas or electricity, as well as any work requiring you to be at height, to specialist companies. That way you can avoid any accidents and be sure of a job well done.
What happens once the house has been delivered?
Despite all the efforts made to ensure that the construction of a new home is of the highest quality, it can happen that one or more claims are made after delivery. Polimmo La Maison offers you additional guarantees that are more demanding than the legal guarantees, and remains available even after the work has been handed over. This means that your project is protected from the time the work is handed over to any reservations you may have, right up to the time you make a claim under the ten-year guarantee.
The works acceptance visit
Once the building work is complete, your builder will work with you to organise the handover of the keys, and above all the acceptance visit, which is a legally binding stage. From that point onwards, you are responsible for the building work and must take out comprehensive home insurance.
This acceptance visit is also the starting point for the following legal guarantees: the guarantee of perfect completion (1 year), the guarantee of correct operation (2 years), and the ten-year guarantee (10 years).
There are three possible scenarios for this visit:
- You accept acceptance of the work without reservation. You consider that the house fully meets your expectations, with no damage or work to be redone.
- You accept acceptance of the work with reservations. You have noted some anomalies that the builder must address. You must stipulate these in due form in the acceptance minutes. It is essential to indicate the date on which the reservations will be lifted, which is the date on which the builder will have carried out the work requested. A subsequent inspection visit will be scheduled, and a new statement of reserve removal will be drawn up.
- You refuse acceptance. You find too many defects. You are entitled to refuse acceptance if these reservations make the property uninhabitable or if one or more works are incomplete. The reasons for refusal must be clearly stated on the acceptance report.
CCMI: a solid guarantee
Please note that you have 8 days in which to report any apparent problem that you missed on delivery, by registered letter with acknowledgement of receipt. The Polimmo La Maison teams will then respond promptly.
Let's take an example: you discover that a window is broken after you've handed over the keys. You can then send a registered letter to your builder within 8 days so that he can take the necessary action.
Points to check during the acceptance visit
You'll need to bring a number of tools to your reception visit in order to justify any fines. Remember to bring, for example, a spirit level and a measuring tape, a camera, a torch, a light bulb and a device for testing power sockets.
This visit is vital: you need to check that the work has been completed and that it has been carried out in accordance with the contract you signed. You must therefore be extremely vigilant and precise, patiently checking each room and its fittings (windows, finishes, etc.), as well as the electrical, plumbing and heating systems. You should also check the roof and attic space.
A claim occurs several years after delivery
Defects such as faulty installation or cracks can appear years after you take delivery of your home. In this case, you need to follow the procedure for making a claim under the damage to building insurance. This depends on when the damage occurred:
- completion guarantee: to be activated within one year of taking delivery of the house
- biennial or good working order guarantee: to be activated within two years of acceptance of the work
- ten-year guarantee: valid for construction defects for 10 years.
With Polimmo La Maison, you benefit from the legal guarantees, and much more, because we offer unique guarantees that apply even after the keys have been handed over. You'll be supported throughout the building process, and beyond, in complete confidence.
Define the ideal layout of your future new home in South Finistère
You've decided to launch your project to build a new house in South Finistère, but you're having trouble designing the layout and plans. How should you go about it, and what criteria should you use as a basis? The Polimmo La Maison teams are here to help you, taking into account the many imperative criteria such as the location of your detached house, its surface area, its orientation and the layout and size of the rooms.
Taking into account the specific characteristics of the site
Don't forget that the design of your future detached house is a long-term project. That's why there are so many factors to take into account, such as the layout of the rooms, their size, and the orientation of the house. Standards are also an important criterion, as they will ensure the safety and longevity of your home.
One of the main constraints, and by no means the least important, not to be overlooked when drawing up plans for your future home is the plot of land. You need to take into account its orientation to determine the location of openings, but also whether it is on a slope and the nature of the soil. The quality of life in your home depends to a large extent on its orientation and layout, so it's essential to enlist the help of construction professionals.
The layout and distribution of the rooms
To live comfortably in a house, it needs to be functional. There are a few things you can do to influence the layout, such as making sure that the night-time area is separate from the daytime area (living room and kitchen) so that everyone has peace of mind at all times. Think, for example, of separating the children's sleeping area from that of the parents with a shower room or dressing room, and not placing the utilities directly in the kitchen or living room. You should also anticipate how your family will evolve, depending on the age of your children or your own (ground floor or first floor?). Finally, the more storage space you have, the more pleasant and functional your home will be.
Calling on the expertise of a house builder for your layout
For your house-building project in South Finistère, take advantage of the advice of professionals who will help you create the optimum layout for your future detached house. They will take into account the potential of your plot before drawing up the plans. Technical constraints will be anticipated in order to offer you a tailor-made project that respects your budget, your wishes and your particular criteria.
You can rely on the teams at Polimmo La Maison to support you throughout your project, right up to the handover of the keys. You'll have a single point of contact.
Polimmo La Maison, property specialists in southern Brittany, offers you a tailor-made Individual House Construction Contract (CCMI), as well as additional guarantees:
- a price agreed together according to your expectations, which does not change because it is fixed when the deed is signed
- meeting the delivery date
- the completion guarantee for your home
- that the services provided comply with the description provided.
The five essential tips before defining location your new house in South Finistère
You're planning to build a new house in South Finistère and you're wondering where to locate it. The builder Polimmo La Maison has some ideas to help you make the right decision.
Building in South Finistère: a few criteria to define
Choosing the location of your future home is a vital part of your project. You need to think in the long term and define precisely which needs you can't compromise on and which you can be more flexible about. For example, assess the distance between your home and the places that are essential to your lifestyle: work, town centre, schools, etc. You can then start to list the communes that meet these criteria.
Polimmo La Maison also advises you to consider the following criteria:
Services and amenities
What are your day-to-day needs: do you go to the bakery or cinema regularly? Do you have children at school? Is there a doctor's surgery nearby? A host of small, everyday details can determine the location of your future home.
Means of transport
Depending on your lifestyle, do you need bus routes, a railway station, an airport or convenient access to a dual carriageway? How far would you like to live from a major city, such as Brest or Quimper, and how will you get there?
Technical connections and technologies
Network and ADSL/fibre coverage is sometimes still poor in some areas. If you need a quality internet or mobile phone connection, you should check this criterion in the areas you are interested in.
Local taxes
You need to factor the amount of council tax and property tax into your budget. These can be high when the price per square metre is low. Find out about the areas that interest you and see if you can afford these additional costs.
The PLU or local town planning plan
The PLU imposes certain obligations on the municipality (on demarcation or aesthetics, for example), which you will need to take into account when developing your project. Your house will depend on these criteria, and you need to be in agreement with them.
Choosing the right housebuilder in South Finistère
If you're planning a single-family home in South Finistère, you need to find the housebuilder who's right for you. The role of this professional is to guide you through the whole process, from finding the right plot of land, to drawing up the plans, applying for planning permission and building the house...
The Polimmo La Maison teams are here to listen to you and take charge of your new-build project, providing you with all the technical and administrative information you need. When you build your home in South Finistère with Polimmo La Maison, you're guaranteed quality service, right up to the handover of the keys.
